OnEMI Technology Solutions Ltd

About

OnEMI Technology Solutions Limited is an Indian fintech company focused on digital lending and EMI-based payment solutions. Incorporated in 2016, the company operates through its flagship brands Kissht and Ring. Kissht offers digital consumer lending solutions, including personal loans, MSME loans, and loan-against-property products. Ring is a payments and credit platform that enables users to access credit lines and make EMI-based transactions. The company provides financing solutions for both online and offline merchants and leverages AI-driven risk management and cloud-native technology infrastructure to scale lending operations efficiently. Its NBFC partner, Si Creva Capital Services, manages: Loan disbursement KYC compliance EMI collections Key Highlights (as of Dec 31, 2025) Registered Users: 63.73 million Customers Served: 11.17 million Assets Under Management (AUM): ₹5,955.75 crore Focus Areas: Personal Loans MSME Financing Loan Against Property EMI-based Consumer Credit

Company Details

CIN

U72900MH2016PLC282573

Incorporated

18 Jun 2016

Employees

306

Website

https://www.onemi.in/