Asset Reconstruction Co.(India) Ltd.

Incorporated in February 2002, Asset Reconstruction Company (India) Limited is an asset reconstruction company (ARC) engaged in acquiring stressed assets from banks and financial institutions and implementing resolution strategies to maximize recoveries and optimize the value of such assets. The Company received its certificate of registration from the Reserve Bank of India (RBI) to commence securitisation and asset reconstruction operations in August 2003 and is recognised as the first ARC incorporated in India. It operates across three key business verticals - Corporate Loans, SME and Other Loans, and Retail Loans - acquiring single-credit and portfolio-based stressed secured and unsecured assets and deploying resolution, restructuring, enforcement, settlement and collection strategies based on the nature of the underlying assets. Its operations generate revenue through fee income and investment income. As of March 31, 2026, the Company operated through 13 offices across 12 states, including Delhi.